News Summary
The USF Credit Union is expanding its reach with a new branch opening in Winter Park, near Orlando, by Spring 2026. This cutting-edge facility will feature modern banking technologies and flexible service areas to enhance customer experiences. The expansion aims to serve a broader community by catering to residents beyond the traditional USF membership. With over $1.2 billion in assets, USFCU is committed to providing accessible financial services and fostering growth in the region.
Winter Park to Welcome New USF Credit Union Branch by Spring 2026
The USF Credit Union (USFCU) is set to expand its operations beyond the Tampa Bay region, marking a significant milestone in its growth strategy with the opening of a new branch in Winter Park, Orange County, just outside of Orlando. The new branch is scheduled to launch by Spring 2026, offering a modern banking experience that aligns with the credit union’s commitment to serve a wider community.
Innovative Branch Features
The Winter Park branch will introduce a cutting-edge model featuring a state-of-the-art design that moves away from traditional teller lines. Instead, it will incorporate flexible service areas to enhance customer interaction and convenience. Furthermore, the branch will be equipped with cutting-edge digital tools to assist customers in managing their finances more effectively. This innovative approach reflects USFCU’s dedication to improving the banking experience for all members.
Expansion Strategy
This expansion is part of USFCU’s initiative to increase its footprint throughout Florida while staying true to its motto of “Banking for All.” By opening a branch in Winter Park, the credit union aims to appeal to a broader customer base that extends beyond its traditional membership linked to the University of South Florida (USF). Notably, membership enrollment for residents in the Winter Park area is already open to everyone, not just to those affiliated with USF.
Community and Membership Growth
Richard J. Skaggs, the president and CEO of USFCU, indicated that the new location signifies a new chapter in the organization’s service approach. As Winter Park is regarded as an ideal community for this inaugural branch, its introduction is expected to enhance the financial services landscape in the area. USFCU’s current operations include 10 stand-alone branches and 18 fee-free ATMs situated across Tampa, Odessa, St. Petersburg, and Sarasota, serving over 75,000 members.
Financial Overview
Established 66 years ago, USF Credit Union has accumulated over $1.2 billion in assets. The organization has gained notable accolades, including the 2025 Governor’s Sterling Sustained Excellence Award, received for the second time in June. Furthermore, USFCU has been recognized by Forbes as the best credit union in Florida and has been listed as a 2025 USA Today Top Workplace.
Branches and Divisions
Beyond its main operations, USFCU includes specialized divisions such as the Darden Credit Union, catering to employees of Darden Restaurants, and the Red Lobster Credit Union, serving staff at Red Lobster. This diversification highlights USFCU’s commitment to expanding its services and meeting the various needs of different sectors within the state.
Conclusion
With the upcoming opening of its Winter Park branch in Spring 2026, USF Credit Union is poised to enhance its service offering in Florida and reach a larger demographic. The innovative branch design and flexible service areas reflect a modern approach to banking, supporting USFCU’s goal of providing accessible financial services to all. As the credit union continues to grow and evolve, it remains dedicated to its members and the communities it serves.
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Additional Resources
- Business Observer: USF Credit Union Comes to Central Florida
- Wikipedia: Banking in the United States
- WFLA: Suspect on the Run Following Sarasota Bank Robbery
- Google Search: Financial Services Florida
- Credit Union Times: Florida Central Credit Union Names Linh Dang CEO
- Encyclopedia Britannica: Credit Union
- Herald-Tribune: Disappearing Florida Bank
- Google News: USF Credit Union

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